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Employer health insurance costs expected to rise about 11% in 2027

financeSep 2, 202625327

A new U.S. survey, reported by Mercer and covered by the New York Times, projects employer health care costs will rise about 11 percent in 2027 unless employers cut benefits. One forecast in the coverage puts the increase at 11.1 percent, while another analysis projects a 9.5 percent rise and estimates average employer cost will exceed $19,000 per worker. Reported drivers include rapidly rising pharmacy spending, pressure from hospitals and doctors to raise charges, and potential downstream effects from cuts to government programs like Medicaid. Employers of all sizes are already considering benefit reductions to blunt the increase, which would shift more costs to workers through higher premiums, deductibles, or reduced coverage. The survey describes the projected jump as the sharpest increase in health care costs in about two decades. If employers trim benefits, workers nationwide face tangible reductions in coverage and higher out-of-pocket expenses beginning in 2027.

Charles Gaba ✡️
@charlesgaba.com

🚨🚨🚨 NATIONALLY, unsubsidized #ACA premiums are set to jump an *additional* 15% in 2027: acasignups.net/rate_changes...

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